How Long Will Your Money Last in Retirement?

It is encouraged to make regular withdrawals on your savings instead of lump sum to stretch your savings throughout your retirement years.

Use this calculator to determine how long your retirement savings will last with regular withdrawals.

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I am years old

Currently I have saved RM

I would like my savings to last for years

I may withdraw RM per month*

My Retirement Funds Snapshot

Current age
My Savings
May last for
Withdrawal per annum*
RM p.a.
Average Monthly Withdrawal*
RM p.m.

Withdrawal Schedule


The above information is for illustration only and is based on your data input including the following assumptions.

  1. Upon retirement, you will keep your savings invested with 4.00% rate of return p.a. and make monthly withdrawal of an amount that you will need.
  2. Inflation rate is at 3.00% per annum.

* The amount is estimated based on the rate of return and inflation rate and is averaged over the desired duration.

The Retirement Calculator should be used as a guide and not as a guarantee of meeting your retirement savings goal or intended to provide investment advice. Please consult a PRS Consultant for your retirement plan.