Terms of Use

CONDITIONS OF USE

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These conditions may be revised from time to time when necessary. You are bound by any such revisions and should therefore periodically visit this page to review the then current conditions to which you are bound.

DISCLAIMER

To the fullest extent permissible pursuant to applicable law: (1) the materials on this website are provided “as is” and without warranties of any kind either expressed or implied and Private Pension Administrator Malaysia (PPA) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose; (2) PPA does not warrant that the website or the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components; and  (3) PPA does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.

All users of this PPA website are advised to seek professional advice from the PRS Providers before deciding on any PRS transactions.

This website may be linked to other websites which are not maintained by PPA. PPA is not responsible for the availability, content or accuracy of any external websites and does not make any warranty, express or implied, with respect to the use of any external links. The inclusion of any link to such websites does not imply approval of or endorsement by PPA of the websites or the content thereof. You acknowledge and agree that you access such websites at your own risk.

LANGUAGE

For visitors’ convenience, PPA has established three medium of languages on this website; English, Bahasa and Mandarin. These sites can be visited via www.ppa.my, www.ppa.my/ms, and www.ppa.my/zh respectively. In case of discrepancies between the English text version of this website and any translation, the English text shall prevail.

LIMITATION OF LIABILITY

While PPA uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, PPA makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall PPA or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website.

PPA also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by PPA. Except as otherwise expressly permitted by PPA, no materials from this website or any website owned, operated, licensed or controlled by PPA may be copied, reproduced, republished, modified, stored in a retrieval system, used for creating derivative works, uploaded, posted, transmitted (by any form or by any means),  distributed or used in any other way for public or commercial purposes. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, for public or commercial purposes, including the text, images, audio, and video, without PPA’s written permission.

PPA neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, PPA makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.

OWNERSHIP OF INFORMATION

Any information, other than personal data or information, you transmit to PPA via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of PPA. Such information, other than personal data or information may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. PPA is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to PPA via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.  You waive all applicable rights you may have in any information (other than personal data) you transmit to PPA via this website or otherwise, for the purposes of this section of the conditions.

INTELLECTUAL PROPERTY

All trademarks, service marks, trade names, logos, and icons are proprietary to PPA. Other than as expressly set out in these conditions and except as permitted by applicable law, nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of PPA’s intellectual property including, but not limited to, any trademark or logo displayed on this website without the written permission of PPA. Your use of the trademarks and logos displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

SOFTWARE LICENSES

To the extent that any software is made available or provided to you on this website, PPA grants you a non-exclusive, limited and personal licence to download and use the software for your own personal, non-commercial use only.  No other rights to the software are granted.  All rights including intellectual property rights in the software remain the property of PPA or the relevant licensors or owners of the software and, except as permitted by law, you may not reverse engineer, decompile, modify or tamper with the software.

SECURITY REMINDER

At PPA, we take our user’s security and confidentiality very seriously. While there is inherent risk in doing business with anyone over a public medium like the Internet, we have implemented measures to reduce these risks. In order to safeguard and protect your privacy, the secure site utilizes advanced security techniques, which require Microsoft Internet Explorer version 9.0 or above, Mozilla Firefox version 22.0 and above.

INCONSISTENCY IN WORDINGS

In the event of any ambiguity or inconsistency between the english and local language versions of these conditions, the english version will control and prevail.

GOVERNING LAW AND JURISDICTION

These conditions will be governed by the laws of Malaysia and the parties agree to submit to the exclusive jurisdiction of the courts of Malaysia.