KENANGA INVESTORS BERHAD

MAKLUMAT KORPORAT

Kenanga Investors Berhad holds a Capital Markets and Services License for the regulated activities of fund management, unit trust, investment advice and dealing in Private Retirement Scheme (PRS). The company provides investment solutions to retail, corporate and institutional clients and is a wholly-owned subsidiary of Kenanga Investment Bank Berhad, the largest independent investment bank by equity trading value and volume in Malaysia.

For detail information on the PRS, please refer to the PRS Provider’s Disclosure Document & Product Highlights Sheet here 

MAKLUMAT SKIM & DANA

TETAPAN DAN PILIHAN PERIBADI

OnePRS Scheme Scheme Trustee: Maybank Trustees Berhad (5004–P)

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.
Investment Objective

The Fund seeks income* whilst providing capital preservation**.

Any material changes to the investment objective of the Fund would require Members’ approval.
* Income distribution (if any) will be reinvested into the Fund.
** The Fund is neither a capital guaranteed fund nor a capital protected fund. Therefore “capital preservation” does not mean that members’ capital is guaranteed or protected.

Fund Category Core (Conservative)
Investment Strategy

The Fund seeks to achieve its objective by investing in local and/or foreign diversified portfolio of primarily fixed income instruments, as well as money market instruments and equities.

At least 80% of the Fund’s NAV will be invested in fixed income instruments (which have a minimum rating of BBB3 or P2 by RAM or an equivalent rating by MARC) and money market instruments, of which a minimum 20% of the Fund’s NAV will be invested in money market instruments. Notwithstanding, the Fund may invest up to 5% of its NAV in unrated fixed income instruments.

The Fund may invest a maximum of 20% of the Fund’s NAV in equities, of which up to 10% of the Fund’s NAV in L&I (leveraged and inverse exchange-traded) funds.

The Fund may also invest in collective investment schemes as permitted under the Deed and Guidelines.

The Fund will employ both top-down and bottom-up approach to evaluate its investments in equities and fixed income instruments. In the top-down approach, the fund manager will evaluate the global growth and economic outlook in Malaysia. In the bottom-up strategy, the fund manager will rely on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The trading of both the equities and fixed income instruments will be based on the market conditions and also the judgement of the fund manager and also guided by the internal policies of the PRS Provider and the investment committee of the PRS Provider.

Other Investment Strategies

In addition to the investment strategies discussed above, the PRS Provider may invest up to 10% of the Fund’s NAV in L&I Funds. Through the L&I Funds, the PRS Provider would be able to hedge against a bearish market or mitigate a panic market sell-down by investing in an inverse exchange-traded fund. On the other note, the PRS Provider may take advantage of a market uptrend by investing in a leveraged exchange-traded fund to enhance the performance of the Fund.

Utilising L&I Funds, like all investments, involves a certain degree of risk. Though L&I Funds are supposedly designed to track the performance of the index, there are bound to be tracking errors between the performances of the L&I Funds and the tracked index. The market prices of L&I Funds will generally fluctuate in accordance with the supply of and demand for the units of the L&I Funds, whereby the trading prices of L&I Funds may also differ from the L&I Funds’ net asset value. Therefore, the ease with which L&I Funds can be sold at or near their fair value depends very much on the volume traded on the market. In essence, investing into widely recognised and tradable L&I Funds will eventually lead to more efficient portfolio management. If the fund manager inadvertently makes a wrong investment decision to invest in a leveraged exchange-traded fund during a market downtrend or if the fund manager inadvertently makes a wrong investment decision to invest in an inverse exchange-traded fund during a market uptrend, the NAV of the Fund will be adversely affected. As such, taking a position in L&I Funds poses a risk if markets move in an opposite direction, or an opportunity if the positions are correct. However, any gains or losses in the portfolio is limited to the nominal exposure of the L&I Funds it partakes in.

As part of KIB’s risk management strategy and policy, KIB will be managing the investments into L&I Funds in accordance with its in-house investment rules. In addition, KIB’s risk management team monitors and has oversight over the investment activities undertaken by the Fund. Risk management reports are submitted to the investment committee on a quarterly basis.

Note: Investment into one or more collective investment schemes is permitted in the following circumstances:
(a) from launch of the Scheme, the value of a Fund’s investment in any of a collective investment scheme must not exceed 95% of the Fund’s NAV
(b) upon reaching RM200 million NAV, the value of a Fund’s investment in any of the collective investment scheme must not exceed 40% of the Fund’s NAV; and
(c) that the investment objective of the collective investment scheme is similar to the Fund.

Asset Allocation Fixed Income Instruments and / or money market instruments Minimum 80% of the Fund’s NAV in fixed income instruments and money market instruments (with minimum 20% of the Fund’s NAV in money market instruments) and up to 5% of the Fund’s NAV in unrated fixed income instruments.
Equities Maximum 20% of the Fund’s NAV in equities (with maximum of 10% of the Fund’s NAV in leveraged and inverse exchange-traded funds).
Cash or cash equivalents Up to 5% of the Fund’s NAV in liquid assets for liquidity purpose.
Benchmark

A composite of All MGS Index (80%) and FBM 100 (20%). The composition of the benchmark is reflective of the equity exposure and fixed income instruments exposure of the Fund.

Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark .
Member Profile

This Fund is suitable for Members who
• Seek capital preservation** of the invested capital; and/or
• Have low tolerance of investment risks.

For Members under the Default Option (i) who are 55 years old and above; or (ii) make their first contribution to the scheme a month before they attain the age of 55, their contributions will be allocated into this Fund.

** The Fund is neither a capital guaranteed fund nor a capital protected fund. Therefore “capital preservation” does not mean that Members’ capital is guaranteed or protected.

Shariah OnePRS Scheme Trustee: CIMB Islamik Trustees Berhad (167913-M)

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.

 

Investment Objective

The Fund seeks income^ whilst providing capital preservation*.

Any material changes to the investment objective of the Fund would require members’ approval.
* Income distribution (if any) will be reinvested into the Fund.
** The Fund is neither a capital guaranteed fund nor a capital protected fund. Therefore “capital preservation” does not mean that members’ capital is guaranteed or protected.

Fund Category Core (Conservative)
Investment Strategy

The Fund seeks to achieve its objective by investing in local and/or foreign diversified portfolio of primarily sukuk, as well as Islamic money market instruments and Shariah-compliant equities.

At least 80% of the Fund’s NAV will be invested in sukuk (which have a minimum rating of BBB3 or P2 by RAM or an equivalent rating by MARC) and Islamic money market instruments, of which a minimum 20% of the Fund’s NAV will be invested in Islamic money market instruments. Notwithstanding, the Fund may invest up to 5% of its NAV in unrated sukuk.

The Fund may also invest in Shariah-compliant equities, which are limited to a maximum of 20% of the Fund’s NAV.

The Fund may also invest in Islamic collective investment schemes as permitted under the Deed and Guidelines.

The Fund will employ both top-down and bottom-up approach to evaluate its investments in Shariah-compliant equities and sukuk.

In the top-down approach, the fund manager will evaluate the global growth and economic outlook in Malaysia.

In the bottom-up strategy, the fund manager will rely on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The trading of both the Shariah-compliant equities and sukuk will be based on the market conditions and also the judgement of the fund manager and also guided by the internal policies of the PRS Provider and the investment committee of the PRS Provider.

Note: Investment into one or more Islamic collective investment schemes is permitted in the following circumstances:
(a) from launch of the Scheme, the value of a Fund’s investment in any of the Islamic collective investment scheme must not exceed 95% of the Fund’s NAV;
(b) upon reaching RM200 million NAV, the value of a Fund’s investment in any of the Islamic collective investment scheme must not exceed 40% of the Fund’s NAV; and
(c) that the investment objective of the Islamic collective investment scheme is similar to the Fund.

Asset Allocation Shariah-compliant equities Maximum 20% of the Fund’s NAV in Shariah-compliant equities.
Sukuk and Islamic money market instruments Minimum 80% of the Fund’s NAV in sukuk and Islamic money market instruments (with minimum 20% of the Fund’s NAV in Islamic money market instruments) and up to 5% of the Fund’s NAV in unrated sukuk.
Cash or cash equivalents Up to 5% of the Fund’s NAV in Islamic liquid assets for liquidity purpose
Performance Benchmark

A composite of Maybank 1-Month GIA rate (80%) and FBM EMAS Shariah Index (20%).

The composition of the benchmark is reflective of asset allocation of the Fund. It is a statistical measure of its overall performance over time.

Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark.

Member Profile

This Fund is suitable for Members who

  • Seek capital preservation** of the invested capital;
  • Have low tolerance of investment risks; and
  • Seek to invest in a Shariah-compliant investment.

For Members under the Default Option who (i) are 55 years old and above; or (ii) make their first contribution to the scheme a month before they attain the age of 55, their contributions will be allocated into this Fund.

** The Fund is neither a capital guaranteed fund nor a capital protected fund. Therefore “capital preservation” does not mean that Members’ capital is guaranteed or protected.

OnePRS Scheme Scheme Trustee: Maybank Trustees Berhad (5004–P)

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.
Investment Objective The Fund aims to achieve returns over the long-term through investments in equities and/or bonds.

Any material changes to the investment objective of the Fund would require members’ approval.

Fund Category Core (Moderate)
Investment Strategy The Fund seeks to achieve its objective by investing in local and/or foreign diversified portfolio of equities, fixed income instrument and money market instruments.

A maximum of 60% of the Fund’s NAV will be invested in equities, of which up to 10% of the Fund’s NAV in L&I (leveraged and inverse exchange-traded) funds. The Fund will also invest at least 40% of the Fund’s NAV in fixed income instruments and/or money market instruments.

The Fund may also invest in collective investment schemes as permitted under the Deed and Guidelines.

The equities portion will consist of a mixture of both growth and dividend stocks.

The Fund will employ both top-down and bottom-up approach to evaluate its investments in equities and fixed income instruments.

In the top-down approach, the fund manager will evaluate the global growth and economic outlook of Malaysia. In the bottom-up strategy, the fund manager will rely on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The trading of both the equities and fixed income instruments will be based on the market conditions and also the judgement of the fund manager and also guided by the internal policies of the PRS Provider and the investment committee of the PRS Provider.

Other Investment Strategies

In addition to the investment strategies discussed above, the PRS Provider may invest up to 10% of the Fund’s NAV in L&I funds. Through the L&I funds, the PRS Provider would be able to hedge against a bearish market or mitigate a panic market sell-down by investing in an inverse exchange-traded fund. On the other note, the PRS Provider may take advantage of a market uptrend by investing in a leveraged exchange-traded fund to enhance the performance of the Fund.

Utilising L&I funds, like all investments, involves a certain degree of risk. Though L&I Funds are supposedly designed to track the performance of the index, there are bound to be tracking errors between the performances of the L&I Funds and the tracked index. The market prices of L&I Funds will generally fluctuate in accordance with the supply of and demand for the units of the L&I Funds; whereby the trading prices of L&I funds may also differ from the L&I Funds’ net asset value. Therefore, the ease with which L&I funds can be sold at or near their fair value depends very much on the volume traded on the market. In essence, investing into widely recognised and tradable L&I funds will eventually lead to more efficient portfolio management. If the fund manager inadvertently makes a wrong investment decision to invest in a leveraged exchange-traded fund during a market downtrend or if the fund manager inadvertently makes a wrong investment decision to invest in an inverse exchange-traded fund during a market uptrend, the NAV of the Fund will be adversely affected. As such, taking a position in L&I Funds pose a risk if markets move in an opposite direction, or an opportunity if the positions are correct. However, any gains or losses in the portfolio is limited to the nominal exposure of the L&I Funds it partakes in.

As part of KIB’s risk management strategy and policy, KIB will be managing the investments into L&I Funds in accordance with its in-house investment rules. In addition, KIB’s risk management team monitors and has oversight over the investment activities undertaken by the Fund. Risk management reports are submitted to the investment committee on a quarterly basis.

Note: Investment into one or more collective investment schemes is permitted in the following circumstances:
(a) from launch of the Scheme, the value of a Fund’s investment in any of a collective investment scheme must not exceed 95% of the Fund’s NAV;
(b) upon reaching RM200 million NAV, the value of a Fund’s investment in any of the collective investment scheme must not exceed 40% of the Fund’s NAV; and
(c) that the investment objective of the collective investment scheme is similar to the Fund.

Asset Allocation Equities Maximum 60% of the Fund’s NAV in equities (with maximum of 10% of the Fund’s NAV in leveraged and inverse exchange-traded funds).
Fixed Income Instruments and / or money market instruments At least 40% of the Fund’s NAV in fixed income instruments and/or money market instruments.
Cash or cash equivalents Up to 5% of the Fund’s NAV in liquid assets for liquidity purpose.
Performance Benchmark A composite of All MGS Index (40%) and FBM 100 (60%).

The composition of the benchmark is reflective of the equity exposure and fixed income instruments exposure of the Fund. Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark.

Member Profile This Fund is suitable for Members who

  • Seek capital appreciation; and/or
  • Have low to moderate risk tolerance and can withstand short-term volatility.

For Members under the Default Option who have attained the age of 45 years old but are not yet 55 years old, their contributions will be allocated into this Fund.

Note: Where a Member under the Default Option makes the first contribution to the Scheme a month before the Member attains the age of 45 or 55 years old as the case may be, the Member’s contribution will be allocated into the Kenanga OnePRS Moderate Fund or Kenanga OnePRS Conservative Fund respectively.

Shariah OnePRS Scheme Trustee: CIMB Islamik Trustees Berhad (167913-M)

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.

Investment Objective The Fund aims to provide income* and capital growth over the long-term through investments in Shariah-compliant equities and sukuk.

Any material changes to the investment objective of the Fund would require members’ approval.
* Income distribution (if any) will be reinvested into the Fund

Fund Category Core (Growth)
Investment Strategy The Fund seeks to achieve its objective by investing in local and/or foreign diversified portfolio of Shariah-compliant equities, sukuk and Islamic money market instruments.

A maximum of 60% of the Fund’s NAV will be invested in Shariah-compliant equities and at least 40% of the Fund’s NAV in sukuk and Islamic money market instruments.

The Fund may also invest in Islamic collective investment schemes as permitted under the Deed and Guidelines.

The Shariah-compliant equities portion will consist of a mixture of both growth and dividend Shariah-compliant stocks.

The Fund will employ both top-down and bottom-up approach to evaluate its investments in Shariah-compliant equities and sukuk. In the top-down approach, the fund manager will evaluate the global growth and economic outlook of Malaysia.

In the bottom-up strategy, the fund manager will rely on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The trading of both the Shariah-compliant equities and sukuk will be based on the market conditions and also the judgement of the fund manager and also guided by the internal policies of the PRS Provider and the investment committee of the PRS Provider.

Note: Investment into one or more Islamic collective investment schemes is permitted in the following circumstances:
(a) from launch of the Scheme, the value of a Fund’s investment in any of the Islamic collective investment scheme must not exceed 95% of the Fund’s NAV
(b) upon reaching RM200 million NAV, the value of a Fund’s investment in any of the Islamic collective investment scheme must not exceed 40% of the Fund’s NAV; and
(c) that the investment objective of the Islamic collective investment scheme is similar to the Fund.

Asset Allocation Shariah-compliant equities Maximum 60% of the Fund’s NAV in Shariah-compliant equities.
Sukuk and Islamic money market instruments At least 40% of the Fund’s NAV in sukuk and Islamic money market instruments.
Cash or cash equivalents Up to 5% of the Fund’s NAV in Islamic liquid assets for liquidity purpose.
Performance Benchmark A composite of FBM EMAS Shariah Index (60%) and Maybank 1-Month GIA rate (40%).

The composition of the benchmark is reflective of asset allocation of the Fund. It is a statistical measure of its overall performance over time.

Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark.

Member Profile This Fund is suitable for Members who

  • Seek capital appreciation;
  • Have low to moderate risk tolerance and can withstand short-term volatility; and
  • Seek to invest in a Shariah-compliant investment.

For Members under the Default Option who have attained the age of 45 years old but are not yet 55 years old, their contributions will be allocated into this Fund.

Note: Where a Member under the Default Option makes the first contribution to the Scheme a month before the Member attains the age of 45 or 55 years old as the case may be, the Member’s contribution will be allocated into the Kenanga Shariah OnePRS Moderate Fund or Kenanga Shariah OnePRS Conservative Fund respectively.

OnePRS Scheme Scheme Trustee: Maybank Trustees Berhad (5004–P)

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.
Investment Objective The Fund seeks to provide capital growth.

Any material changes to the investment objective of the Fund would require Members’ approval.

Fund Category Core (Growth)
Investment Strategy The Fund seeks to achieve its objective by investing in local and/or foreign diversified portfolio of primarily equities, as well as fixed income instrument and money market instruments.

The Fund may invest up to 80% of the Fund’s NAV in equities, of which up to 10% of the Fund’s NAV in L&I (leveraged and inverse exchange-traded) funds. The Fund may also invest at least 20% of the Fund’s NAV in fixed income instruments and/or money market instruments.

The Fund may also invest in collective investment schemes as permitted under the Deed and Guidelines. The equities portion will consist of a mixture of both growth and dividend stocks.

The Fund will employ both top-down and bottom-up approach to evaluate its investments in equities and fixed income instruments.

In the top-down approach, the fund manager will evaluate the global growth and economic outlook of Malaysia.

In the bottom-up strategy, the fund manager will rely on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The trading of both the equities and fixed income instruments will be based on the market conditions and also the judgement of the fund manager and also guided by the internal policies of the PRS Provider and the investment committee of the PRS Provider.

Other Investment Strategies

In addition to the investment strategies discussed above, the PRS Provider may invest up to 10% of the Fund’s NAV in L&I funds. Through the L&I Funds, the PRS Provider would be able to hedge against a bearish market or mitigate a panic market sell-down by investing in an inverse exchange-traded fund.

On the other note, the PRS Provider may take advantage of a market uptrend by investing in a leveraged exchange-traded fund to enhance the performance of the Fund. Utilising L&I Funds, like all investments, involves a certain degree of risk. Though L&I Funds are supposedly designed to track the performance of the index, there are bound to be tracking errors between the performances of the L&I Funds and the tracked index. The market prices of L&I Funds will generally fluctuate in accordance with the supply of and demand for the units of the L&I Funds; whereby the trading prices of L&I Funds may also differ from the L&I funds’ net asset value. Therefore, the ease with which L&I funds can be sold at or near their fair value depends very much on the volume traded on the market. In essence, investing into widely recognised and tradable L&I funds will eventually lead to more efficient portfolio management. If the fund manager inadvertently makes a wrong investment decision to invest in a leveraged exchange-traded fund during a market downtrend or if the fund manager inadvertently makes a wrong investment decision to invest in an inverse exchange-traded fund during a market uptrend, the NAV of the Fund will be adversely affected. As such, taking a position in L&I Funds pose a risk if markets move in an opposite direction, or an opportunity if the positions are correct. However, any gains or losses in the portfolio is limited to the nominal exposure of the L&I Funds it partakes in.

As part of KIB’s risk management strategy and policy, KIB will be managing the investments into L&I funds in accordance with its in-house investment rules. In addition, KIB’s risk management team monitors and has oversight over the investment activities undertaken by the Fund. Risk management reports are submitted to the investment committee on a quarterly basis.

Note: Investment into one or more collective investment schemes is permitted in the following circumstances:
(a) from launch of the Scheme, the value of a Fund’s investment in any of a collective investment scheme must not exceed 95% of the Fund’s NAV;
(b) upon reaching RM200 million NAV, the value of a Fund’s investment in any of the collective investment scheme must not exceed 40% of the Fund’s NAV; and
(c) that the investment objective of the collective investment scheme is similar to the Fund.

Asset Allocation Equities Maximum 80% of the Fund’s NAV in equities (with maximum of 10% of the Fund’s NAV in leveraged and inverse exchange-traded funds).
Fixed Income Instruments and / or money market instruments At least 20% of the Fund’s NAV in fixed income instruments and/or money market instruments.
Cash or cash equivalents Up to 5% of the Fund’s NAV in liquid assets for liquidity purpose.
Performance Benchmark A composite of All MGS Index (20%) and FBM 100 (80%).

The composition of the benchmark is reflective of the equity exposure and fixed income instruments exposure of the Fund. Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark.

Member Profile This Fund is suitable for Members who

  • Seek capital appreciation; and/or
  • Have moderate risk tolerance and can withstand short-term volatility.

For Members under the Default Option who are below the age of 45 years, their contributions will be allocated into this Fund.

Note: Where a Member under the Default Option makes the first contribution to the Scheme a month before the Member attains the age of 45 years old, the Member’s contribution will be allocated into the Kenanga OnePRS Moderate Fund instead.

Shariah OnePRS Scheme Trustee: CIMB Islamik Trustees Berhad (167913-M)

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.

Investment Objective The Fund aims to provide capital growth over the long-term through investments in Shariah-compliant equities and sukuk.

Any material changes to the investment objective of the Fund would require members’ approval.

Fund Category Core (Growth)
Investment Strategy The Fund seeks to achieve its objective by investing in local and/or foreign diversified portfolio of primarily Shariah-compliant equities, as well as sukuk and Islamic money market instruments.

The Fund may invest up to 80% of the Fund’s NAV in Shariah-compliant equities and at least 20% of the Fund’s NAV in sukuk and Islamic money market instruments.

The Fund may also invest in Islamic collective investment schemes as permitted under the Deed and Guidelines.

The Shariah-compliant equities portion will consist of a mixture of both growth and dividend Shariah-compliant stocks. The Fund will employ both top-down and bottom-up approach to evaluate its investments in Shariah-compliant equities and sukuk.

In the top-down approach, the fund manager will evaluate the global growth and economic outlook of Malaysia.

In the bottom-up strategy, the fund manager will rely on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The trading of both the Shariah-compliant equities and sukuk will be based on the market conditions and also the judgement of the fund manager and also guided by the internal policies of the PRS Provider and the investment committee of the PRS Provider.

Note: Investment into one or more Islamic collective investment schemes is permitted in the following circumstances:
(a) from launch of the Scheme, the value of a Fund’s investment in any of the Islamic collective investment scheme must not exceed 95% of the Fund’s NAV;
(b) upon reaching RM200 million NAV, the value of a Fund’s investment in any of the Islamic collective investment scheme must not exceed 40% of the Fund’s NAV; and
(c) that the investment objective of the Islamic collective investment scheme is similar to the Fund.

Asset Allocation Shariah-compliant equities Maximum 80% of the Fund’s NAV in Shariah-compliant equities.
Sukuk and Islamic money market instruments At least 20% of the Fund’s NAV in sukuk and Islamic money market instrument.
Cash or cash equivalents Up to 5% of the Fund’s NAV in Islamic liquid assets for liquidity purpose.
Performance Benchmark A composite of FBM EMAS Shariah Index (80%) and Maybank 1-Month GIA rate (20%).

The composition of the benchmark is reflective of asset allocation of the Fund. It is a statistical measure of its overall performance over time.

Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark.

Member Profile This Fund is suitable for Members who

  • Seek capital appreciation;
  • Have moderate risk tolerance and can withstand short-term volatility; and
  • Seek to invest in a Shariah-compliant investment.

For Members under the Default Option who are below the age of 45 years, their contributions will be allocated into this Fund.

Note: Where a Member under the Default Option makes the first contribution to the Scheme a month before the Member attains the age of 45 years old, the Member’s contribution will be allocated into the Kenanga Shariah OnePRS Moderate Fund instead.

PILIHAN PERIBADI LAIN

Please read the scheme’s disclosure document before deciding to make a contribution. If you do not have a copy, please contact the PRS Provider to ask for one or click here to go to the PRS Provider page.
Investment Objective The Fund seeks to provide capital growth by investing in the Target Fund.

Any material changes to the investment objective of the Fund would require Members’ approval.

Fund Category Feeder Fund (Shariah-compliant Equity)
Investment Strategy The Fund seeks to achieve its objective by investing a minimum of 85% of the Fund’s NAV in the Target Fund (Kenanga Syariah Growth Fund) that invests in Shariah compliant equities.
Asset Allocation Shariah-compliant equities Minimum 85% of the Fund’s NAV will be invested in the Target Fund.
Cash and/ or Islamic money market instruments Maximum 15% of the Fund’s NAV will be invested in Islamic liquid asset and/or Islamic money market instruments.
Performance Benchmark FTSE Bursa Malaysia Emas Shariah Index.

Information on FTSE Bursa Malaysia Emas Shariah Index can be obtained from www.bursamalaysia.com. Members may also obtain information on the Performance benchmark from the PRS Provider.

Please note that the risk profile of the Fund is not the same as the risk profile of the performance benchmark

Member Profile This Fund is suitable for members who

  • Seek capital appreciation;
  • Seek Shariah-compliant investments; and/or
  • Have moderate risk tolerance and can withstand short-term volatility.

CARUMAN DAN PENGELUARAN

There are fees and charges involved and you are advised to consider them before contributing to the scheme.

For all Funds
Minimum initial contribution • Lump sum: RM1,000 per Fund.
• Regular contribution plan: RM100 per Fund.
Minimum additional contribution RM100 per Fund.
Minimum withdrawal RM250 per Fund or 500 Units per Fund.

YURAN & CAJ

There are fees and charges involved and you are advised to consider them before contributing to the scheme.

Kenanga OnePRS Conservative Fund Kenanga OnePRS Moderate Fund Kenanga OnePRS Growth Fund Kenanga OnePRS Shariah Equity Fund
Sales charge Up to 1.50% of NAV per Unit of the Fund.
(Negotiable)
Redemption charge Nil.
Switching fee (between funds in this Scheme) Nil.
Switching Fee (between funds in another PRS managed by KIB) Nil.
Transfer fee (to another PRS provider) RM25 per transaction.
(Non-negotiable)
Annual management fee 1.55% per annum of the Fund’s NAV.
Annual scheme trustee fee 0.015% per annum of the Fund’s NAV or a minimum fee of RM6,000 per annum for the Fund.
Annual PPA administration fee 0.04% per annum of the Fund’s NAV.

Kenanga Shariah OnePRS Conservative Fund Kenanga Shariah OnePRS Moderate Fund Kenanga Shariah OnePRS Growth Fund
Sales charge Up to 1.50% of NAV per Unit of the Fund.
(Negotiable)
Redemption charge Nil.
Switching fee (between funds in this Scheme) Nil.
Switching Fee (between funds in another PRS managed by KIB) Nil.
Transfer fee (to another PRS provider) RM25 per transaction.
(Non-negotiable)
Annual management fee 1.55% per annum of the Fund’s NAV
Annual scheme trustee fee 0.02% per annum of the Fund’s NAV or a minimum fee of RM6,000 per annum per Fund.
Annual PPA administration fee 0.04% per annum of the Fund’s NAV

PENDEDAHAN RISIKO

You are advised to read the scheme’s disclosure document and understand the risks involved and, if necessary, consult your professional adviser before making contributions.

General Investment Risks

Capital and returns not guaranteed risk, Risks associated with default option, Legal and regulatory risk, Market risk, Inflation risk, PRS Provider risk and Risk of non-compliance.

Specific Risks of the Funds

Kenanga OnePRS Conservative Fund Kenanga OnePRS Moderate Fund Kenanga OnePRS Growth Fund Kenanga OnePRS Shariah Equity Fund
Interest Rate Risk checkmark checkmark checkmark checkmark
Liquidity Risk checkmark checkmark checkmark checkmark
Credit and Default Risk checkmark checkmark checkmark checkmark
Stock-specific Risk checkmark checkmark checkmark checkmark
Derivatives Risk checkmark checkmark checkmark checkmark
Collective Investment Scheme Risk checkmark checkmark checkmark checkmark
Currency Risk checkmark checkmark checkmark checkmark
Risk associated with investment in the Target Fund checkmark checkmark checkmark checkmark
Concentration risk checkmark checkmark checkmark checkmark

Kenanga Shariah OnePRS Conservative Fund Kenanga Shariah OnePRS Moderate Fund Kenanga Shariah OnePRS Growth Fund
Interest Rate Risk checkmark checkmark checkmark
Liquidity Risk checkmark checkmark checkmark
Credit and Default risk checkmark checkmark checkmark
Stock-specific Risk checkmark checkmark checkmark
Islamic Collective Investment Scheme Risk checkmark checkmark checkmark
Currency Risk checkmark checkmark checkmark
Islamic Derivatives risk checkmark checkmark checkmark
Reclassification of Shariah Status Risk checkmark checkmark checkmark

LAIN-LAIN

The Fund Investment Performance information is provided by Morningstar. Click here to access the Morningstar webpage.

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Kenanga Investors Berhad

Email: OnePRS@kenanga.com.my

Kuala Lumpur
Level 13, Kenanga Tower
237, Jalan Tun Razak
50400 Kuala Lumpur, Malaysia
Toll Free: 1-300-88-1777
Tel: 03-2172 3123
Fax: 03-2172 3133
Melaka
No. 43 Jalan KSB 11
Taman Kota Syahbandar
75200 Melaka
Tel No: 06-240 2310
Fax No: 06-240 2287
Petaling Jaya
44B, Jalan SS21/35
Damansara Utama
47400 Petaling Jaya, Selangor
Tel No: 03-7710 8828
Fax No: 03-7710 8830
Penang
5.04, 5th Floor, Menara Boustead Penang
39, Jalan Sultan Ahmad Shah
10050 Penang
Tel: 04-210 6628
Fax: 04-210 6644
Kota Kinabalu
Level 8, Wisma Great Eastern
No.68, Jalan Gaya
88000 Kota Kinabalu, Sabah
Tel: 088-203 063
Fax: 088-203 062
Johor Bahru
No. 63, Jalan Molek 3/1
Taman Molek
81100 Johor Bahru, Johor
Tel: 07-288 1683
Fax: 07-288 1693
Kuching
1st Floor, No 71, Lot 10900
Jalan Tun Jugah
93350 Kuching, Sarawak
Tel: 082-572 228
Fax: 082-572 229
Ipoh
Suite 1, 2nd Floor
63, Persiaran Greenhill
30450 Ipoh, Perak
Tel: 05-254 7573 / 05-254 7570
Fax: 05-254 7606
Klang
No. 12, Jalan Batai Laut 3
Taman Intan
41300 Klang, Selangor
Tel: 03-3341 8818 / 03-3348 7889
Fax: 03-3341 8816
Miri
2nd Floor, Lot 1264
Centre Point Commercial Centre
Jalan Melayu
98000 Miri, Sarawak
Tel: 085-416 866
Fax: 085-322 340
Seremban
2nd Floor, No. 1D-2
Jalan Tuanku Munawir
70000 Seremban, Negeri Sembilan
Tel: 06-761 5678
Fax: 06-761 2242
Kuantan
Ground Floor Shop
No. B8, Jalan Tun Ismail 1
25000 Kuantan, Pahang
Tel: 09-514 3688
Fax: 09-514 3838