Retirement Risk

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3 main concerns that many retirees faces at retirement:

  1. Unable to replace their pre-retirement income during their retirement years
  2. The retirement fund that they have is not enough to last their entire retirement years
  3. Effect of inflation to their retirement fund

As a result, these retirees may

  1. Be dependent on financial support either from their family or the government
  2. Outlive their retirement savings
  3. Face with an increased cost of living

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